Are You A Teen With A Rare Disease? This Is For You

Health insurance. Ew, right? Totally. Health insurance is WHACK. Why you gotta know about health insurance right now?

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That’s what parents are for, SON. Source:

Mkay, I’m done with that. How was it, though? The lingo? Did I appeal to any of you younger folk, or am I just making an ass out of myself. Don’t say “ass.” That’s a bad word. Okay, moving on…

parks and recreation crazy amy poehler confused leslie knope

Seriously, though, health insurance. It’s important. Why? Well, medication is expensive. Very expensive. And if you’re sick, you’re gonna need that medication. How the heck are you supposed to pay for it then? I bet you already know the answer. Dollah dollah bills, ya’ll!—which comes from your health insurance company.

Makin' it rain! Source:
Makin’ it rain! Source:

God forbid my insurance company ever find this article…

If you’re still under your parents’ roof, you’re probably wondering why you’d need to concern yourself with this “health insurance quackery.” Well, here’s the thing: If you aren’t living with a rare disease, don’t worry yourself over insurance YET. (One day, you’ll have to worry about it, so you might as well keep reading this article.)

But if you’re a teen living with a rare disease, like a primary immunodeficiency disorder, chances are you’re going to need to expedite your education on health insurance.

Because all those medications you take just to make it through the day—that’s all paid for by your friendly neighborhood health insurance company. Depending on your insurer, they usually aren’t that friendly. Nobody LIKES dealing with their insurance company, but we’d be up a creek without a paddle if they weren’t around—so we make it work. Besides, under the Affordable Care Act (ACA), you HAVE to have insurance, so… there you go. If you can’t beat ’em…

Listen, no one can pay for their medications out of pocket, unless you’re, I don’t know, Donald Trump.

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Between you and I, that’s why he’s got a warehouse in Nevada stocked floor to ceiling with Viagra and HPV vaccines. Source:

So, being that you’re not Donald Trump, you’ve got to declare your loyalty to an insurer and learn about what they do. Every surgery, every hospitalization, every penny dropped on medications is covered by your health insurance company.

Under the ACA, you can stay under your parents’ insurance plan until you’re 26, so make sure to stay on their good side. If you’ve had a falling out though, there are services in place to help young people like you get health insurance. Ask Obama—he’ll tell you all about it. Or just click here to learn more from the Immune Deficiency Foundation’s website. Seriously, there’s really good info there.

If you have questions about health insurance, don’t be afraid to ask your parents. They’ve been right where you are, and they had to learn just as you’ll have to.

It comes down to this: In order to receive suitable healthcare, you’ve got to have the money, and in order to have the money, you’ve got to rely on your health insurers. Simple as that.

Good luck!

What are YOUR opinions on health insurance? How can young people ace the system? Leave a comment below!

Lady Kehveen Abernathy

Lady Kehveen Abernathy

Lady Kehveen Abernathy, of noble birth (or so she’d like to believe), is what many would call a youthful “old soul.” As a self-proclaimed “caregiver to the world,” impassioned about life, triumph, and all things beauty, Lady Kehveen strives to love others, seek understanding, and most importantly, spread awareness. But don’t let her sweet demeanor deceive you. Dressed to the nines over corset and petticoat, she’s made it her mission to defend the innocent and fight all things evil on this Earth. And being no stranger to chronic disease, she knows exactly where to start.

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